May 22, 2026
AgencyCyber Liability Insurance: What Is First-party vs. Third-party Coverage?
A cyberattack can disrupt your business in more ways than one. Whether you run a small retail shop or a growing professional services firm, understanding how cyber liability insurance is structured can help you choose coverage that genuinely fits your exposure. The two core components to know are first-party coverage and third-party coverage, and they serve very different purposes. […]
June 24, 2026
AgencyDoes Cyber Insurance Cover Regulatory Fines and Penalties?
A data breach can cost a business far more than the immediate cleanup. When regulators get involved, the losses can balloon quickly. Understanding what cyber insurance does and does not cover can put you in a much better position to financially protect your business. What Are Regulatory Fines and Penalties? When a business experiences a data breach, government agencies may investigate whether […]
