May 28, 2026
dfarrellinsWhy Your Insurance Rate May Have Increased — Even If You Haven’t Filed a Claim
One of the most common questions insurance agents hear lately is: “Why did my insurance go up when I haven’t even filed a claim?” It’s a completely understandable question. Many policyholders feel frustrated when they receive their renewal notice and notice higher premiums despite maintaining a clean driving record or avoiding claims altogether. For many […]
May 27, 2026
dfarrellinsFirst-Time Insurance Buyer? Here Are 7 Tips You Should Know
Buying insurance for the first time can feel overwhelming. Between unfamiliar terminology, endless coverage options, deductibles, premiums, and comparing prices online, it’s easy to feel unsure about where to even begin. Many first-time insurance buyers worry about making the wrong decision or paying too much for coverage they don’t fully understand. The reality is that […]
May 24, 2026
dfarrellinsWhat to Do Immediately After a Car Accident: An Insurance Guide for DriversW
Car accidents are stressful, unexpected, and often overwhelming. In the moment, it can be hard to remember what steps to take — especially when emotions are running high. Knowing what to do immediately after an accident not only helps keep everyone safe but also protects you during the insurance claims process. Here’s a simple guide […]
May 23, 2026
dfarrellinsWhy Renters Insurance Is One of the Smartest — and Most Affordable — Protections You Can Have
Many renters believe they don’t need insurance because they don’t own the building they live in. It’s a common misconception — and one that can become very expensive after an unexpected loss. While your landlord’s insurance protects the building itself, it does not cover your personal belongings or liability. That’s where renters insurance comes in. […]
May 22, 2026
dfarrellinsThe Most Common Homeowners Insurance Mistakes — And How to Avoid Them
Homeowners insurance is one of the most important protections you’ll ever purchase — yet many homeowners don’t fully understand what their policy actually covers until they need to file a claim. The goal of homeowners insurance isn’t just meeting a mortgage requirement. It’s protecting your home, your belongings, and your financial future. Let’s look at […]
May 21, 2026
dfarrellinsSummer Is Almost Here: Insurance Tips to Protect Your Home, Car & Family This Season
As May comes to a close, many families start preparing for summer vacations, road trips, and more time spent outdoors. While summer is a season of fun and travel, it’s also a time when certain insurance risks increase. Taking a few simple steps now can help protect your home, vehicles, and finances so you can […]
May 20, 2026
dfarrellinsWhy Life Insurance Is One of the Most Important Financial Decisions You’ll Ever Make
Life insurance is one of the most commonly misunderstood types of coverage — and unfortunately, one of the most commonly delayed. Many people assume it’s something to think about later in life, but the truth is that life insurance is designed to protect the people who depend on you right now. At Farrell & Associates […]
May 19, 2026
dfarrellinsWhy an Annual Insurance Review Could Save You Thousands
Most people only think about insurance when something goes wrong — an accident, a storm, or an unexpected loss. But one of the smartest financial habits you can build is reviewing your insurance coverage once a year. An annual insurance review isn’t about selling you more coverage. It’s about making sure your protection actually matches […]
May 18, 2026
dfarrellinsWhy Reviewing Your Insurance Coverage Every Year Matters
Life changes quickly — and your insurance coverage should keep up. Many people purchase insurance policies and then forget about them for years. While having coverage in place is important, failing to review your policies annually can leave you underinsured, overpaying, or missing valuable discounts. An annual insurance review is one of the simplest ways […]
May 17, 2026
dfarrellinsHealth Insurance for the Self-Employed: What You Need to Know
Being self-employed comes with a lot of freedom. You set your schedule, build your business your way, and take control of your financial future. But along with that independence comes one major responsibility — finding your own health insurance coverage. Unlike traditional employees, self-employed individuals don’t have an employer helping cover premium costs or guiding […]