Does Insurance Cover Your Personal Property Inside the RV?

Most RV insurance policies include coverage for personal property stored inside the vehicle. If your items are stolen or damaged by a covered incident like fire or vandalism, you may be able to file a claim for reimbursement. However, the amount of coverage can vary depending on your policy limits, so it is essential to review your policy details.

Items that RV insurance may cover include the following:

• Electronics like laptops, tablets and TVs
• Apparel and footwear
• Small appliances, cookware and utensils
• Mattresses, linens, pillows and seating
• Tents, chairs, grills and other outdoor equipment
• Recreational equipment, including bicycles and fishing gear

What Else Does RV Insurance Cover?

RV policies can include multiple types of coverage to address different scenarios. Your agent may recommend the following:

• Collision coverage may pay to repair your RV if you hit another vehicle or object.
• Comprehensive coverage may cover damage caused by incidents other than collisions, such as theft, fire or windstorms.
• Liability coverage may compensate others if you accidentally cause them physical harm or property damage. It may also help cover your legal defense costs if the accident leads to a lawsuit.
• Uninsured/underinsured motorist coverage may pay for medical treatments, lost wages and vehicle repairs after an accident with an at-fault driver who lacks liability insurance.

Find RV Insurance Agents in Palm Desert, CA

Connect with Farrell Insurance Agency and let us help you find an RV insurance plan that fits your lifestyle and travel needs. Contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.