Is Roadside Assistance Included in Your RV Policy?

Roadside assistance typically refers to services addressing common mechanical problems and mishaps that can leave a driver stranded. These services often include towing, battery jump-starts, flat tire changes, lockout help and fuel or fluid delivery.

Because of an RV’s size, weight and unique structure, towing often involves specialized equipment and procedures. That’s why roadside assistance for RVs may differ from the standard assistance offered to sedan or pickup truck drivers.

Some policies or membership programs might even cover mobile mechanic dispatch or trip interruption benefits, though eligibility and availability depend on the plan’s terms and structure.

Coverage Considerations for RV Owners

Not all RV insurance policies include roadside assistance automatically. For many carriers, it’s an optional add-on to the base coverage. That means policyholders who want this service must request it and pay an additional premium. Coverage terms may vary widely depending on the provider, the type of RV and how the vehicle is used.

Class A motorhomes, which resemble buses and often include luxury features, may cost more to tow and require more comprehensive assistance plans than smaller Class B camper vans or towable fifth wheels. Usage matters too. Someone living in an RV full time may have different needs than someone who only travels a few weekends a year.

When shopping for a policy or reviewing your current one, consider what’s included under emergency services. Ask whether roadside assistance applies to all areas you might travel to or whether certain geographic limits exist. Also inquire about response times, limits on service use and the types of qualified vehicles.

Contact Us

If you have questions about your RV insurance or want to explore available roadside assistance options, contact Farrell Insurance Agency.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.