Auto Insurance

A car is considered totaled when the cost to repair it exceeds a certain percentage of its actual cash value (ACV). This percentage varies by state and insurance company. The ACV is the amount your car is worth at the time of the accident, considering factors like age, mileage, condition and market trends. ACV is […]

When your auto insurance lapses, you are no longer covered by your policy, which can lead to several immediate and long-term consequences. One of the most immediate impacts is the legal risk. Driving without insurance is illegal in most states, including California, and can result in fines, license suspension and vehicle impoundment. These legal penalties […]